BUY NOW, ENJOY NOW, PAY LATER WITH SEZZLE

by Ivy League June 25, 2018

1. What is Sezzle?

Sezzle is a payment solution that empowers you to “Shop Now and Pay Later” with simple interest-free installment plans. Sezzle break down purchases into four smaller payments spread over six weeks. 25% is due at the time of the transaction, with the remaining 75% due across three easy payments scheduled every two weeks.

When you complete a purchase with Sezzle, the we ship your product immediately. You get to enjoy the item before you finish paying for it!

Sezzle automates the repayments from your payment method on file. You always have the option of paying off your purchase early by signing into your User Dashboard.

For example. Your order at IvyLTresses.com is $400. You pay $100 at checkout and $100 every two weeks until your balance is fully paid.

2. How do I use Sezzle?

Once you are ready to checkout, select Sezzle as a payment method and checkout.

Returning customers simply need to log in, while first-timers need to provide their payment details like usual. After checking out, the merchant will ship you your purchase! You can always log in to your Sezzle account to check your payment schedule and make an early payment. Otherwise, we will take the payments as scheduled.

Please note: Sezzle doesn’t approve 100% of orders.

When determining which orders to approve, Sezzle considers a number of different factors. For example, the longer you have been a shopper with Sezzle and the more orders you have successfully repaid, the more likely you will be able to spend more.

Here are some things to consider:

Do you have sufficient funds available - generally we look to see that you have 25% of the order available to spend
Length of time you have been using Sezzle - it’ll be more restrictive during the first 6 weeks
The amount you have to repay on previous orders - it may help to pay some off (not a guarantee)
The value of the order you are trying to place, it may help to reduce the value of your shopping cart (not a guarantee)
Adding a credit card may increase your spending power (not a guarantee)
The number of orders you currently have ‘open’ with us (not a guarantee)

3. When do I make my first payment?
You pay 25% of the total at the time of purchase.

4. What is Sezzle's payment schedule?
All Sezzle customers are required to make their first payment at the time of purchase. The remaining three payments are deducted automatically every 2 weeks in equal installments from your selected payment method. If you would like to make additional unscheduled payments before they are due, you may log in to Sezzle to make your payments early. Sezzle will then adjust the amount owed accordingly.

You can log into your Sezzle account anytime to view your payment schedule or make a payment before the next due date.

5. When will my items be delivered when I use Sezzle?
Sezzle orders are delivered within our standard shipping timeframes like any order from TheFancySuccess.com

6. Is there a limit of how much I can spend with Sezzle?
When determining what orders to approve, Sezzle's automated system takes a holistic approach across a number of factors. For example, the system takes into account: The length of time you’ve used Sezzle, the number of orders successfully repaid, the value of the order you are trying to place. Additionally, Sezzle likes to get to know you. Therefore, your account may be restricted for up to 6 weeks while we learn more about you!

While it can definitely be frustrating not knowing exactly how much you can spend, Sezzle's approval process helps us provide a totally free service to our awesome shoppers! There’s good news, too. Every time you #Sezzleit, sezzle's system makes a fresh decision. If you are making your payments on time, your limit will increase.

7. Why isn't the cart redirecting to Sezzle?
If you're having trouble checking out with Sezzle, try to use another browser. If the problem persists please contact us at info@ivyltresses.com or 313-802-4658.

8. Sezzle says the payments are interest-free. What's the catch?
No catch. Sezzle is completely interest-free for shoppers. Merchants pay Sezzle a fee for each transaction so that we can help you Shop Now and Pay Later.

The only fees you could potentially incur are failed payment fees and late payment fees. If your scheduled payment fails to process, you will be charged a $10 failed payment fee. We do our best to prevent this from happening by sending email and text reminders.

Rescheduled payments will incur a $5 late payment fee.

9. Does Sezzle perform a credit check?
Sezzle's extended payment option not qualify as a credit product per Reg Z, however Sezzle still pulls your credit score as part of our risk check. Don't worry, this check won't have a negative impact, because Sezzle is not a credit product per Reg Z. This is considered a 'soft check' of credit. Sezzle use syour credit information to help approve you for Sezzle, verify your identity and reduce fraud.

10. Where can I find more out about Sezzle?
Visit the Sezzle website here for a comprehensive list of FAQs.